Issue: January 2018
 
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Cover Story
Concept of saving has always existed in different cultures all over the world. Collecting currency/gold coins in pots and burying them under the earth...
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  Protagonist to economic transformation by Shri Vivek Kumar, Sanket Tandon and Shubhada Rao
  The authors opine that banking landscape in India will see a transformation with the entry of new age specialized banks
  Managing Non- Performing Assets: A Paradigm Shift by Shri Deepak Narang
  In this article, the author has said that emerging scenario after Insolvency and Bankruptcy Code has kicked in, will change the borrowing culture and make lending, in future by the banks, much safer.
  Bank Recapitalisation : Enhancing Capital Base by Shri Ashutosh Kumar
  The article elucidates that it would be beneficial for the banks to enhance their capital base
  Resolving Insolvency by Shri Indivjal Dhasmana
  The author opines that this time Insolvency and Bankruptcy Code is quite different from the earlier resolution system
 
 
Sl No Unit Officer's Name & Designation Office Address Email Tel. No
1 Chief Editor's office Deepika Kachhal
Director & Chief Editor
Room No. 660,
Soochana Bhavan,
Lodhi Road,
New Delhi-110003
yojanace@gmail.com 011-
24362971, (Tele fax)
2 Hindi Ritesh Pathak Editor
-------------
Room No.648,
Soochana Bhavan, 
Lodhi Road, 
New Delhi-110003
yojanahindi@gmail.com
---------------------------- bhuvnesh.aasri@gmail.com
011-
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3 English Shyamala M. Iyer
Dy. Director, Yojana (English),
------------- Ms Kulshreshtha Kamal, Asstt. Director, Yojana (English),
Room No.647,
Soochana Bhavan, 
Lodhi Road, 
New Delhi-110003
shyamalamiyer@yahoo.com
-----------------------------
011-
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4 Urdu Shri Abrar Rehmani,
Editor, Yojana (Urdu),
Room No:  641 E Soochana Bhavan, 
Lodhi Road, 
New Delhi-110003
yojana.urdu@yahoo.co.in
5 Bengali Ms Rama Mandal
Editor
---------------- Pompi Sharma Raychaudhuri Sub-Editor
8, Esplanade East, Kolkata W. B. - 700069 bengaliyojana@gmail.com
----------------------------- bengaliyojana@gmail.com
033-
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6 Malyalam Ms Dhanya Sanal.K
Dy. Director , Yojana (Malayalam)
---------------- Shri Mahesh J
Sub-Editor
Yojana(Malayalam) Publications Division Govt. Press Road, Trivandrum-695 001 e.mail.yojanamal50@yahoo.co.in
0471-2323826 Tel./FAX:
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Ph:0471-2323826
Tel./FAX:
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7 Gujrati Amita Maru
Deputy Director
---------------- AJAY C. INDREKAR
Editor
204, Ambica Complex, Long Life Hospital Building, Above UCO Bank, Paldi Ahmedabad, 380 007 yojanagujarati@gmail.com 
Tel: 079-26581450 26588669 Fax: 079-26588669
8 Punjabi Ms Gagandeep Kaur,
Deputy Director
All India Radio, Near Bus Stand, Jalandhar-144013 yojanapunjabi@yahoo.com
9 Odiya Shri Girish Chandra Dash
Deputy Director & Editor
All India Radio, Cantonment Road, Cuttack PIN-753001 (Odisha) yojanaoriya@rediffmail.com Tel: 011-26176722 (Fax) 011-26176722
10 Kannada Ms Punitha S
Dy. Director, Yojana (Kannada)
----------------
Ms Kiranmai
Asstt. Director, Yojana (Kannada)
1st floor, F Wing, Kendriya Sadan, Koramangala, Bengaluru -560034
yojanakannada@yahoo.com
11 Marathi Umesh Sadashivrao Ujgare
Editor
Shri Abhishek Kumar,
Sub-Editor, Yojana (Marathi),
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12 Assamese Anupoma Das
Deputy Director
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13 Tamil A. Elangovan
Assistant Director
"A" Wing, Ground Floor, Shastri Bhawan, Chennai-6 editorthittam@yahoo.co.in 044-28272382
14 Telugu Vijayakumar Vedagiri
Assistant Director
Shri Md. Sirajuddin,
Editor, Yojana (Telugu)
Yojana Telugu, Govt. of India, 205; second floor, CGO Towers, Kavadiguda, SECUNDERABAD-500080. yojana.telugu@nic.in   yojana_telugu@yahoo.co.in vijayakumar.vedagiri@nic.in   yojanatelugu@gmail.com shaffi.mohammad@nic.in

040-27546312
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2 Feeder Stores Asstt. Business Manager Publications Division NH-IV, CGO Complex FARIDABAD- 121 001(Haryana
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